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Working with media, local and State officials, and property owners, you need to be armed with answers to a variety of questions before and after a flood. The following frequently asked questions address the tough issues that are often asked, with preapproved responses to assist your outreach efforts.
The National Flood Insurance Program, managed by the Federal Emergency Management Agency (FEMA), enables homeowners, business owners, and renters in participating communities to purchase federally backed flood insurance. This insurance is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing flood damage to buildings and their contents.
The National Flood Insurance Program developed FloodSmart, a comprehensive, integrated campaign to educate and inform partners, stakeholders, property owners, and renters about financially protecting their homes and businesses from flood damage.
Many people think that if they do not live near a river or the coast, they are not in danger of flooding — not true. Flooding is the nation’s number one natural disaster, and it occurs inland and on the coast. Flash floods, inland flooding, and seasonal storms flood every region of the country. Twenty to 25 percent of all flood insurance claims are filed in low-to-moderate flood-risk areas.
Unfortunately, many people do not know the basics about flooding or flood insurance. It is important that consumers have the facts about their flood risk and have an understanding about flood insurance so that they can make informed decisions. The following are important facts and figures that provide a good picture of the risk of flooding, its impact, and options for protection.
After a flood it is important to begin the flood insurance claims process as soon as possible. The sooner the claim is filed, the sooner rebuilding can begin.
If your home has suffered flood damage, here are some steps to help you stay safe. For more information, visit FloodSmart.gov. To protect your property with a flood insurance policy, call your insurance agent or call 1-800-427-2419 to find an agent near you.