I have had flood insurance at my home since 1995. I rec'd a letter from State Farm that I would get my next renewal from NFIP but I never did. My insurance just expired. I have been trying to get renewal since Feb but agents say I need a certificate of elevation from a land surveyor. I did this originally when I bought my house and it is an expense I don't have right now. Why do I have to do it again? I can't get it from State Farm. It's bad enough that the insurance had quadrupled. I live in a flood zone that has never ever ever flooded. It is really depressing and upsetting.