Frequently Asked Questions

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Homeowners

  1. How do I obtain or review the flood map for my area, and how do I read it?
  2. How do I find out in which "flood hazard area" or "flood zone" my home is located?
  3. If I disagree with my lender's determination that I am in a Special Flood Hazard Area (SFHA), what can I do?
  4. New maps (preliminary or effective) show my home now to be located in a Special Flood Hazard Area (SFHA); how does this affect my property and me?
  5. Where can I learn more about purchasing flood insurance?

For more information, please review FAQs for Homeowners.

Engineers, Surveyors, and Architects

  1. How do I determine a Base Flood Elevation (BFE) for an approximate Zone A area?
  2. Where can I obtain the backup or supporting data for a Flood Insurance Study (FIS)?
  3. What are the FEMA requirements for removing a structure from the Special Flood Hazard Area (SFHA)?
  4. When should I request a revision to a Flood Insurance Rate Map (FIRM)?
  5. When should a conditional map revision be requested?

For more information, please review FAQs for Engineers, Surveyors, and Architects.

Insurers and Lenders

  1. What does community participation in the National Flood Insurance Program (NFIP) mean, and how does that affect a homeowner?
  2. What does a property owner need to do for FEMA to remove the flood insurance requirement?
  3. What elevation is used when rating a structure for a flood insurance policy?
  4. How do I determine if a community is participating in the National Flood Insurance Program (NFIP)?
  5. What can be done when a lender and insurer have differing flood zone determinations?

For more information, please review FAQs for Insurance Professionals and Lenders.

Floodplain Managers

  1. By signing the Community Acknowledgement Form (MT-1 Form), to what am I attesting? What is the difference between Sections A and B?
  2. Where can I obtain a copy of the Federal Regulations and the advisory Technical Bulletins?
  3. What are the community's responsibilities in the Conditional Letter of Map Revision (CLOMR)/Letter of Map Revision (LOMR) process?
  4. What are the community's responsibilities during the development, distribution, and approval of new Flood Insurance Rate Maps (FIRMs)?
  5. How do I obtain a list of all the map actions that have occurred in my community?

For more information, please review FAQs for Floodplain Managers.

Last Updated: 
08/22/2014 - 21:31
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