Pre-Flood Insurance Rate Map (FIRM)

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National Flood Insurance Program (NFIP) Policy Index

Definition/Description

Pre- Flood Insurance Rate Map (FIRM) buildings are those built before the effective date of the first Flood Insurance Rate Map (FIRM) for a community. This means they were built before detailed flood hazard data and flood elevations were provided to the community and usually before the community enacted comprehensive regulations on floodplain regulation. Pre-FIRM buildings can be insured using "subsidized" rates. These rates are designed to help people afford flood insurance even though their buildings were not built with flood protection in mind.

Guidance

  • IS-9 Managing Floodplain Development Through The National Flood Insurance Program (NFIP) (pages 9-9, 9-10) (PDF 8MB) (entire document)

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Last Updated: 
09/04/2013 - 16:49
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