Before, During & After a Disaster
Apply for Assistance, Disaster Declarations
Tools, Teams, Individual & Public Assistance
Grants, How to Help, Private Sector, Tribal
News Releases, Social Media, FEMA App
Offices, Careers, Employee Info, Policies, FAQs
If your insurance settlement does not meet your disaster related needs, you may be eligible for assistance from FEMA. If your insurance does not cover all of your disaster related needs, you need to write a letter to FEMA explaining your situation and include a copy of a settlement or denial letter from your insurance company. FEMA cannot duplicate any insurance coverage.