Federal Emergency Management Agency Assistance Helps With Uninsured Losses to Essential Living Areas of Primary Residences.
- Homeowners and renters may request money for temporary rent.
- Homeowners may request money for repairs to make their residences safe, sanitary and functional.
- Homeowners and renters may request grants to repair or replace essential personal property or other needs not covered by insurance—furniture, clothing, transportation, medical and dental services and more.
- The deadline to register for FEMA disaster assistance is March 1. Register online at www.DisasterAssistance.gov or by smartphone or tablet at m.fema.gov. Or call 800-621-3362, TTY 800-462-7585, 711/VRS.
SBA Provides Low-interest Disaster Loans to Homeowners, Renters, Business Owners and Nonprofits.
- U.S. Small Business Administration disaster loans help repair and replace damaged property. The deadline is March 1.
- Economic injury disaster loans help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private, nonprofit organizations of any size to meet financial obligations.
- If you are not approved for an SBA disaster home loan, FEMA will consider you for grants that may assist in replacing essential household items, replacing or repairing damaged vehicles, covering storage expenses or meeting other serious disaster-related needs.
- Call the SBA customer service center 800-659-2955, TTY 800-877-8339 or visit www.SBA.gov/DisasterAssistance.
Other Business Services Aid Economic Recovery
- The New Jersey Business Action Center’s “One Stop Shop” serves as an information clearinghouse for Hurricane Sandy business recovery assistance. The storm call center number is 866-534-7789. Visit www.state.nj.us/njbusiness for help.
- The New Jersey Economic Development Authority can provide disaster survivors with access to capital, including tax-exempt and taxable bond financing, loans, loan guarantees and tax incentives. For more information, visit www.njeda.com/web/default.aspx.
- The New Jersey Department of Labor and Workforce Development helps businesses find workers. Check for grants to train and hire certain workers here:
- http://lwd.dol.state.nj.us/labor/forms_pdfs/NGO/Opportunity4Jersey.pdf .
- IRS tax relief for Hurricane Sandy survivors includes expedited refunds or delayed tax filings.
- Visit www.irs.gov/uac/Tax-Relief-in-Disaster-Situations for more info.
- The Farm Services Agency offers a number of loans and grants to help agricultural producers recover from production and physical losses that resulted from the hurricane.
- Visit www.fsa.usda.gov/FSA/webapp?area=home&subject=diap&topic=landing.
Help for Nonprofit Organizations
- FEMA and New Jersey offer the Public Assistance grant program to help eligible state and local governments and some nonprofit organizations recover from Hurricane Sandy. The program reimburses the cost of emergency work and permanent work such as repair of public facilities and infrastructure. Deadlines to request assistance are as early as February 11, 2013.
- Visit www.state.nj.us/njoem/plan/public-assist.html.
- Nonprofit organizations may apply for low-interest SBA disaster loans to repair or replace property lost in the disaster.
- Call the SBA customer service center at 800-659-2955, TTY 800-877-8339 or visit www.SBA.gov/DisasterAssistance. The deadline to apply is March 1.
Mitigation Reduces Future Destruction
- The Hazard Mitigation Grant Program provides funding to assist state, local and tribal governments and certain private nonprofits in implementing long-term mitigation measures following a presidential disaster declaration. The HMGP can fund projects to protect either public or private property that meet the state and local governments’ overall mitigation strategy.
- Visit www.fema.gov/hazard-mitigation-grant-program.
- Flood insurance policyholders in a Special Flood Hazard Area may be eligible for up to $30,000 if their property is deemed by the community to be substantially damaged or if it suffered repetitive loss from flooding.
- Visit www.FloodSmart.gov and www.fema.gov/national-flood-insurance-program and search for Increased Cost of Compliance, call your insurance agent or call the National Flood Insurance Program toll-free at 800-427-4661 or TTY 800-427-5593.
Flood Insurance and Advisory Maps Are Available
- Advisory maps that show flood risks in 10 New Jersey counties are available to guide rebuilding. Visit www.region2coastal.com.
- Call 800-427-4661 with questions on filing flood claims and finding out the status of a claim.
- Call 888-379-9531 or visit www.FloodSmart.gov for general information on flood insurance.
- U.S. Housing and Urban Development and Federal Housing Finance Agency have extended expiring protections against foreclosure actions against homeowners whose homes were damaged or destroyed by Hurricane Sandy.
- Fannie Mae and Freddie Mac will also extend the suspension of foreclosure sales and eviction lockouts for borrowers impacted by Hurricane Sandy.
- The new 90-day extension applies to homeowners with properties or employment anywhere in New Jersey.
- For details visit http://portal.hud.gov/hudportal/HUD?src=/press/press_releases_media_advisories/2013/HUDNo.13-012
Voluntary Agencies and Free Services
- Call 2-1-1 or visit www.NJ211.org or www.NJhelps.org.
- American Red Cross: 800-733-2767 or visit www.RedCross.org.
- Habitat for Humanity: Visit www.habitat.org/local to find the nearest office.
- New Jersey disaster case management: 877-510-6762 or visit www.catholiccharitiestrenton.org/.
- Places to rent: visit www.njhrc.gov/.
- Crisis Counseling: The New Jersey Disaster Mental Health Hope and Healing Helpline is open from 8 a.m. to midnight, seven days a week at 877-294-4357 or TTY 877-294-4356.
- Legal Services: The Young Lawyers Division of the New Jersey Bar Association answers storm-related legal issues – a dispute with a landlord, for example – call 888-541-1900 between 9 a.m. and 5 p.m. Monday through Friday.
- Missing pets: Contact your local animal control office. To provide a foster home for a displaced pet, visit www.FosteraSandyPet.org.