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Resources for recovery and rebuilding

New York survivors of Hurricane Sandy may be eligible for recovery assistance from the Federal Emergency Management Agency, federal partners, the state, local municipalities and voluntary organizations.

Individual Assistance

Survivors who register may be eligible for federal grants to help cover various disaster-related expenses, including rental assistance, essential home repairs, personal property losses and other serious disaster-related needs not covered by insurance. The registration deadline is March 29.

Register online at or via smartphone or tablet at Eligible applicants may also call 800-621-3362 (Voice, 7-1-1/Relay) or TTY 800-462-7585

The U.S. Small Business Administration

Homeowners (including individual unit owners in condos or co-ops) may be eligible for low-interest disaster loans up to $200,000 to repair or replace storm-damaged homes. Homeowners and renters may be eligible for up to $40,000 to replace personal property. Businesses and private nonprofit organizations may be eligible to borrow up to $2 million to repair or replace storm-damaged property.

Apply online at or call 800-659-2955 (TTY 800-877-8339). Assistance is also available by sending an email to or by visiting

National Flood Insurance Program

Since standard homeowners insurance doesn't cover flooding, it's important to have protection from floods. Property owners in high-risk areas (referred to as Special Flood Hazard Areas) are required to purchase flood insurance if they have a mortgage from a federally regulated lender. A single-family residential building can be insured up to $250,000 for physical damage directly caused by a flood.

FEMA’s offers information about flood insurance and flood risk. For more information about New York’s advisory flood hazard data, visit or call 888-379-9531.

Increased Cost of Compliance

ICC coverage is a part of many NFIP policies and provides payment up to $30,000 to help cover the cost of mitigation activities that will reduce the risk of flood damage to a building. For more information, call your insurance company or call NFIP at 800-427-4661 (TTY 800-427-5593).

Hazard Mitigation Grant Program

HMGP provides money to state and local governments to rebuild infrastructure.  While individuals are not eligible to apply, an eligible applicant may apply for funding on your behalf to mitigate your home under their jurisdiction. Structure elevations and property acquisitions (or “buyouts”) are eligible activities. Visit for more information.

Disaster Legal Services

The New York State Bar Association has established a helpline to assist Hurricane Sandy survivors with legal questions. Call 800-699-5636, Mon. - Fri., 9am - 5pm.

Disaster Unemployment Assistance

Eligible survivors have until March 29 to apply for Disaster Unemployment Assistance. Call 888-209-8124 (in state) or 877-358-5306 (out of state).

Disaster Distress Helpline

The Disaster Distress Helpline offers 24/7/365 disaster crisis counseling and support to anyone, anywhere in the U.S. via a toll-free, multilingual hotline 800-985-5990. Survivors may also SMS text ‘TalkWithUs’ (for English) or ‘Hablanos’ (for Spanish) to 66746. For more information on the Disaster Distress Helpline and disaster distress, coping tips, materials and more, please visit

U.S. Department of Housing and Urban Development

HUD has programs to expand housing options for families displaced by Hurricane Sandy. For more information, visit

Disaster Homeownership Repair and Rebuilding Fund

Governor Cuomo has set up a grant of up to $10,000 for survivors who have received the maximum FEMA grant but have unmet needs. For more information, call 855-697-7263.

National Grid

National Grid is offering funding up to $1,000 for customers who sustained physical damage and lost natural gas service due to the hurricane. For more information, call 877-696-4743.

Muck Outs, Debris Removal & Emergency Mold Suppression

Eligible applicants who need assistance with muck outs, debris removal and emergency mold suppression, call your local information hotline. Survivors in Bronx, Kings, New York, Queens or Richmond counties, call 3-1-1. Survivors who reside in Nassau, Orange, Putnam, Rockland, Suffolk, Sullivan, Ulster or Westchester counties, call 2-1-1.

Last Updated: 
03/19/2013 - 11:13