Coastal barriers are unique land forms that provide protection for distinct aquatic habitats and serve as the mainland's first line of defense against damage from coastal storms and erosion.
Congress recognized the vulnerability of coastal barriers to development by passing the Coastal Barrier Resources Act in 1982 (CBRA) (PDF 40.8KB). By restricting Federal spending and financial assistance which have the effect of encouraging development of coastal barriers, Congress aimed to reduce the loss of human life, wasteful spending of Federal money, and damage to fish, wildlife, and other natural resources associated with coastal barriers along the Atlantic and Gulf of Mexico coasts. The CBRA, while not forbidding privately financed development, does not allow new Federal financial assistance, including flood insurance, within a designated Coastal Barrier Resources System (CBRS).
In 1990, Congress passed the Coastal Barrier Improvement Act (CBIA) (PDF 54.1KB). The CBIA tripled the size of the System established by the CBRA. The CBIA also does not allow the issuance of new Federal flood insurance within "otherwise protected areas" on buildings constructed after November 16, 1991, unless the building is used in a manner related to the reason the area is protected. Otherwise Protected Area's (OPA’s) are generally used for activities such as fish and wildlife research and refuges.
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Last Modified: Monday, 17-Apr-2006 10:06:02 EDT