Federal Emergency Management Agency

Protecting Your Businesses

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FEMA’s mitigation and insurance programs cover the whole community, people, organizations, government and even businesses. FEMA mitigation and insurance programs have tools every business owner can utilize to make their places of business safer for their employees and more resilient to disaster.

The FEMA Building Science Branch develops and produces guidance that focuses on creating disaster-resilient communities to reduce loss of life and property. They  conduct post-disaster engineering investigations for both man-made and natural hazard events. They take a lead role in developing publications, guidance materials, tools, technical bulletins, and recovery advisories that incorporate the most up-to-date building codes, floodproofing requirements, seismic design standards, and wind design requirements for new construction and the repair of existing buildings.

Business owner Robin Calhlen shows FEMA Mitigation specialist Kathi Merritt the water line from the flooding in early May. FEMA and Commonwealth specialists will be on hand Saturday, June 5, to address the concerns of business owners and residents. The National Flood Insurance Program  - Almost 40 percent of small businesses never reopen their doors following a disaster because just a few inches of water can cause tens of thousands of dollars in damage. Over the past 5 years (2006-2010), the average commercial flood claim has amounted to just over $85,000. Flood insurance is the best way to protect yourself from devastating financial loss. Find the flood risk for your business now using our One-Step Flood Risk Profile.

Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property's flood risk.

Coverage for your building and contents is available. Talk to your agent today about insuring your business and its contents. Typically, there's a 30-day waiting period from date of purchase before your policy goes into effect. That means now is the best time to buy flood insurance.

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Last Updated: 
03/01/2013 - 11:17
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