Federal Emergency Management Agency

V-Zone Risk Factor Rating Form and Instructions

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Cover photo for the document: V-Zone Risk Factor Rating Form and Instructions
This form provides a basis for the actuarial rating of buildings and their contents on an individual risk basis that allows a rate discount for prudent building designs. This approach will serve to further the NFIP goals of providing incentives for hazard mitigation in coastal high hazard flood risk zones while permitting adequate insurance protection under premium rates that ensure that the risk of flood losses related to building placement and construction is borne by the owners of the properties at risk.
SizePublication Date
formerly FF 81-25
August 1, 2010
Icon for file of type text/plainformerly FF 81-25
30.58KAugust 1, 2010
Icon for file of type application/pdfformerly FF 81-25
449.96KAugust 1, 2010