Talking About Flood Insurance
Answers to Common Questions About Flood Insurance
Importance of Flood Insurance
Daisy Sweeney Talks About the Importance of Flood Insurance (1.5 MB)
Hi, I’m Daisy Sweeney, FEMA’s flood insurance specialist for the New England region. I just wanted to take a minute to talk to you about how crucial it is to get flood insurance now – if you don’t have it.
Spring is coming, and with spring comes snowmelt and rain. So if you live on the coast, or near a stream, or if your home has flooded before, do the best thing you can do to protect your home or business from flooding – buy flood insurance.
Did you know that you homeowner’s insurance policy does not cover flood damage or that there is a thirty day waiting period for your flood policy to become effective? So, in order to be prepared for spring, call your local insurance agent today or visit www.floodsmart.gov.
Answers to Common Questions
Response to: How to buy flood insurance (420 KB)
Daisy Sweeney: You can call your local insurance agent, whoever you deal with for all your other insurance purposes or visit us at www.floodsmart.gov and we can refer you to an agent in your area.
Response to: Am I able to purchase flood insurance if I don't live in a floodplain? (420 KB)
Daisy Sweeney: Yes you are, actually if you purchase flood insurance outside the special flood hazard area you can get what’s called a preferred risk policy. The average preferred risk policy in New England costs about $400.
Response to: Can renters purchase flood insurance? (390 KB)
Daisy Sweeney: Yes, renters are encouraged to purchase flood insurance for the contents of their apartments. As long as they’re in a participating community, renters can purchase flood insurance.
Last Modified: Thursday, 04-Jun-2009 11:19:48 EDT